/* kredyty EUR/USD: moduły dodatkowe do site.css */
.brand span{font-weight:700;color:var(--navy);border-left:1px solid var(--line);padding-left:12px;white-space:nowrap}
@media(max-width:1280px){.brand span{display:none}}
.eur-hero .wrap{grid-template-columns:1.08fr .92fr;align-items:start}
.eur-hero h1{font-size:clamp(34px,4.2vw,54px)}
.hero-quiz{box-shadow:0 30px 70px -40px rgba(15,36,64,.55);border-color:#CFD7E1;position:relative;animation:heroIn .7s .12s cubic-bezier(.2,.8,.2,1) both}
.hero-quiz::before{content:"";position:absolute;inset:0 0 auto 0;height:5px;border-radius:var(--r) var(--r) 0 0;background:linear-gradient(90deg,var(--navy),var(--gold))}
.hq-top{display:flex;justify-content:space-between;align-items:baseline;gap:10px;margin-bottom:4px}
.hq-top .pn{margin:0}.hq-note{font-size:13px;color:var(--mute);font-weight:600}
.hero-quiz h3{font-size:21px}
.qhint{font-size:14.5px;color:var(--mute);margin-top:4px}
.tiles.t2y .tile{font-size:15.5px;min-height:52px;padding:12px 14px}
.tiles.t3{grid-template-columns:repeat(3,1fr)}
.qres h4{font-size:17px;color:var(--navy);margin-bottom:6px;line-height:1.3}
.qres p{font-size:15px;color:var(--ink2)}
.qanyway{display:inline-block;margin-top:12px;font-size:14.5px;color:var(--ink2);font-weight:700}
.eur-alert{margin-top:6px}.eur-alert input{flex:1;min-height:50px;border:1.5px solid var(--line);border-radius:10px;padding:0 14px;font:inherit;font-size:16px}
.eur-alert small{display:block;margin-top:8px;font-size:12.5px;color:var(--mute);line-height:1.45}
.eur-alert .nok{color:var(--green);font-weight:700;margin-top:8px}.eur-alert .nerr{color:var(--red);margin-top:8px}
/* oś czasu */
.timeline-sec{background:linear-gradient(180deg,#fff 0%,#F7F9FC 100%)}
.os-head{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:end;margin-bottom:34px}
.os-head .lede{margin-top:0}
.os{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px 26px 24px;box-shadow:0 30px 80px -60px rgba(15,36,64,.6)}
.os-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;padding-bottom:6px;margin:0 -6px}
.os-inner{min-width:880px;padding:0 6px;position:relative}
.os-years{display:grid;grid-template-columns:repeat(21,1fr);gap:4px}
.osy{border:1.5px solid var(--line);background:#fff;border-radius:8px;min-height:44px;font:inherit;font-size:13.5px;font-weight:800;color:var(--ink2);cursor:pointer;padding:0;transition:background .15s,border-color .15s,color .15s,transform .15s}
.osy:hover{border-color:var(--navy);color:var(--navy)}
.osy.on{background:var(--navy);border-color:var(--navy);color:#fff;transform:translateY(-2px);box-shadow:0 10px 20px -12px rgba(15,36,64,.8)}
.os-track{position:relative;height:30px;margin-top:10px;border-radius:8px;overflow:hidden;background:var(--alt)}
.os-zone{position:absolute;top:0;bottom:0;left:calc(var(--from)/21*100%);width:calc((var(--to) - var(--from))/21*100%);display:flex;align-items:center;padding:0 10px;font-size:12px;font-weight:800;white-space:nowrap;overflow:hidden}
.os-zone.z1{background:#DCEDE3;color:#1F6A45}.os-zone.z2{background:#F6EBCB;color:#7A5D17}.os-zone.z3{background:#F6DFDA;color:#8E2E22}.os-zone.z4{background:#EED3CD;color:#7A261C}
.os-zone+.os-zone{border-left:2px solid #fff}
.os-pins{position:relative;height:94px;margin-top:4px}
.os-pin{position:absolute;left:var(--x);top:0;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;text-align:center;width:150px}
.os-pin::before{content:"";width:2px;height:14px;background:var(--navy);opacity:.5}
.os-pin.low::before{height:46px}
.os-pin b{font-size:12.5px;color:var(--navy);margin-top:3px;line-height:1.2}
.os-pin small{font-size:11.5px;color:var(--mute);line-height:1.25}
.os-pin:last-child{transform:translateX(-92%);align-items:flex-end;text-align:right}
.os-pin:last-child::before{align-self:flex-end;margin-right:8%}
.os-card{margin-top:6px;border-radius:16px;padding:22px 24px;border:1px solid var(--line);border-left:6px solid var(--green);background:#F5FAF7;animation:pop .25s ease-out}
.os-card.s-b{border-left-color:var(--gold);background:#FCF8EC}.os-card.s-c{border-left-color:var(--red);background:#FCF3F1}
.os-badge{display:inline-block;font-size:12.5px;font-weight:800;padding:4px 10px;border-radius:999px;background:var(--green);color:#fff;margin-bottom:10px}
.s-b .os-badge{background:var(--gold);color:var(--navy)}.s-c .os-badge{background:var(--red)}
.os-card h3{font-size:22px}.os-card p{margin-top:8px;color:var(--ink2);max-width:80ch;font-size:16.5px}
.os-cta{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin-top:16px}
.os-cta .qanyway{margin-top:0}
/* dlaczego */
.why3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:32px}
.why3 article{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.why-n{display:block;font-size:13px;font-weight:800;color:var(--gold2);margin-bottom:8px}
.why3 h3{font-size:21px;margin-bottom:10px}.why3 p{font-size:16px;color:var(--ink2)}
.databand{display:grid;grid-template-columns:repeat(4,1fr);margin-top:26px;background:var(--navy);border-radius:var(--r);overflow:hidden}
.databand div{padding:24px 22px;border-left:1px solid rgba(255,255,255,.12);display:flex;flex-direction:column;gap:8px}
.databand div:first-child{border-left:0}
.databand b{font-size:clamp(28px,2.6vw,38px);color:var(--gold);letter-spacing:-.03em;line-height:1}
.databand span{font-size:14.5px;color:#DCE3EC;line-height:1.45}
.databand small{font-size:12px;color:#8FA0B5;margin-top:auto}
/* kalkulator */
.ratebox{display:grid;grid-template-columns:auto auto auto auto auto 1fr;gap:6px 10px;align-items:baseline;background:var(--alt);border-radius:12px;padding:14px 16px;margin-bottom:12px;font-size:13.5px;color:var(--mute)}
.ratebox b{font-size:22px;color:var(--navy)}.ratebox i{font-style:normal;color:var(--mute);font-size:18px}
.ratebox em{justify-self:end;font-style:normal;font-weight:800;font-size:15px;padding:4px 10px;border-radius:999px}
.ratebox em.up{background:#FBF0EE;color:var(--red)}.ratebox em.down{background:#EFF6F1;color:var(--green)}
.sl small{display:block;font-size:13px;color:var(--mute);margin-top:4px}
.sl.dim{opacity:.45}
.calc-chk{font-size:15.5px;font-weight:700;color:var(--navy)}
#bNull{background:var(--green)}
/* ustawa */
.cmp-table{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.cmp-row{display:grid;grid-template-columns:1.05fr 1fr 1.25fr;border-top:1px solid var(--line)}
.cmp-row:first-child{border-top:0}
.cmp-row>span{padding:14px 16px;font-size:15px;color:var(--ink2);line-height:1.4}
.cmp-row>span:first-child{font-weight:700;color:var(--navy)}
.cmp-row>span:last-child{background:#FCF8EC}
.cmp-h>span{font-size:13px;font-weight:800;color:var(--mute);background:var(--alt)!important}
.cmp-h>span:last-child{color:var(--navy)}
/* kroki i koszty */
.eur-steps{list-style:none;counter-reset:s;margin-top:26px;display:grid;gap:14px}
.eur-steps li{counter-increment:s;display:grid;grid-template-columns:40px 1fr;gap:4px 14px}
.eur-steps li::before{content:counter(s);grid-row:span 2;width:36px;height:36px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:800;display:flex;align-items:center;justify-content:center}
.eur-steps b{color:var(--navy);font-size:17.5px}.eur-steps span{color:var(--ink2);font-size:15.5px}
.fee .frow{grid-template-columns:96px 1fr}
.fee .frow p{color:#DCE3EC}
/* banki */
.bgridc{display:grid;grid-template-columns:repeat(2,1fr);gap:8px 18px;margin-top:26px}
.bt2{display:grid;grid-template-columns:1.3fr 1fr 44px;gap:12px;align-items:center;background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:10px 14px;font:inherit;cursor:pointer;text-align:left;color:var(--ink);min-height:48px}
.bt2:hover,.bt2.sel{border-color:var(--navy)}
.bt2.sel{background:#F7F9FC;box-shadow:0 10px 24px -18px rgba(15,36,64,.7)}
.bt2n{font-weight:700;font-size:15px;line-height:1.25}
.bt2c{height:8px;background:var(--alt);border-radius:99px;overflow:hidden}.bt2c i{display:block;height:100%;background:var(--gold);border-radius:99px}
.bt2 b{text-align:right;color:var(--navy);font-size:17px}
.bt2.other{border-style:dashed}
.bsig{list-style:none;display:grid;gap:8px}
.bsig li{padding-left:18px;position:relative;font-size:15px}.bsig li::before{content:"§";position:absolute;left:0;color:var(--gold2);font-weight:800}
.jhead{margin-top:46px}
.jcards{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:16px}
.jcard{display:flex;flex-direction:column;gap:8px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;text-decoration:none;color:var(--ink);transition:transform .2s,box-shadow .2s,border-color .2s}
.jcard:hover{transform:translateY(-3px);border-color:var(--navy);box-shadow:0 24px 50px -36px rgba(15,36,64,.7)}
.jtag{align-self:flex-start;font-size:12px;font-weight:800;color:var(--navy);background:#F6EBCB;border-radius:999px;padding:3px 10px}
.jcard b{color:var(--navy);font-size:17px;line-height:1.3}
.jcard>span:not(.jtag){font-size:13.5px;color:var(--mute);line-height:1.4}
.jcard em{font-style:normal;font-size:14.5px;color:var(--green);font-weight:700;margin-top:auto}
/* kancelaria na granacie */
#kancelaria .gphoto{margin:0;max-height:420px}#kancelaria .gphoto img{width:100%;height:420px;object-fit:cover;object-position:center 30%}
/* formularz */
.segwarn{margin-top:12px;border-left:5px solid var(--red);background:#FBF0EE;border-radius:0 10px 10px 0;padding:12px 14px}
.segwarn b{color:var(--red);font-size:15px}.segwarn p{font-size:14.5px;color:var(--ink2);margin-top:4px}
.chk.bad span{color:var(--red)}
@media(max-width:1000px){.eur-hero .wrap,.os-head{grid-template-columns:1fr;gap:26px}.why3{grid-template-columns:1fr}.databand{grid-template-columns:1fr 1fr}.databand div:nth-child(3){border-left:0}.databand div:nth-child(n+3){border-top:1px solid rgba(255,255,255,.12)}.jcards{grid-template-columns:1fr 1fr}.bgridc{grid-template-columns:1fr}}
@media(max-width:700px){.os{padding:18px 14px}.cmp-row{grid-template-columns:1fr 1fr}.cmp-row>span:first-child{grid-column:1/-1;padding-bottom:0}.cmp-h>span:first-child{display:none}.jcards{grid-template-columns:1fr}.databand{grid-template-columns:1fr}.databand div{border-left:0!important;border-top:1px solid rgba(255,255,255,.12)}.ratebox{grid-template-columns:auto auto auto;}.ratebox em{grid-column:1/-1;justify-self:start}.tiles.t3{grid-template-columns:1fr}.bt2{grid-template-columns:1fr 60px 36px}.brand span{display:none}}
@media(prefers-reduced-motion:reduce){.os-card,.hero-quiz{animation:none}.osy,.jcard{transition:none}}

.hero-quiz .qs{background:none!important;color:var(--mute)!important;padding:0!important;box-shadow:none!important;font-size:13px}
.calc{align-items:start}
#kontakt .startcard{position:sticky;top:96px}
.os-zone.z2 span{font-size:11px}
@media(max-width:1000px){
 .eur-hero .wrap{display:flex;flex-direction:column;gap:0}
 .eur-hero .hcopy{display:contents}
 .eur-hero .kick{order:1}.eur-hero h1{order:2}.eur-hero .hero-result{order:3}
 .eur-hero .hero-quiz{order:4;margin:22px 0 8px;padding:22px 18px}
 .eur-hero .lede{order:5}.eur-hero .hctas{order:6}.eur-hero .under{order:7}.eur-hero .hero-proof{order:8}
 .hq-top{flex-wrap:wrap}
 #kontakt .startcard{position:static}
}
@media(max-width:700px){#leadform .tiles.t3{grid-template-columns:repeat(3,1fr)}#leadform .tiles.t3 .tile{padding:12px 8px;font-size:15px;text-align:center}}
/* ---------- baza wiedzy: artykuły i narzędzia ---------- */
.bluf{border-left:5px solid var(--gold);background:#FCF8EC;padding:18px 20px;border-radius:0 12px 12px 0}
.bluf p{margin:0 0 10px}.bluf p:last-child{margin:0}
.amain h2{scroll-margin-top:96px}
.steps-ol{margin:14px 0 18px 22px;display:grid;gap:10px}.steps-ol li{padding-left:4px}
.wg{margin:26px 0;background:#fff;border:1.5px solid #CFD7E1;border-radius:18px;padding:22px 22px 20px;box-shadow:0 24px 60px -44px rgba(15,36,64,.7);position:relative}
.wg::before{content:"";position:absolute;inset:0 0 auto 0;height:4px;border-radius:18px 18px 0 0;background:linear-gradient(90deg,var(--navy),var(--gold))}
.wg-head{margin-bottom:12px}.wg-head span{display:block;font-size:12.5px;font-weight:800;color:var(--gold2)}.wg-head b{font-size:20px;color:var(--navy);line-height:1.25}
.wg h3{font-size:18.5px;margin:4px 0 4px}
.wg-step{font-size:13px;color:var(--mute);font-weight:700}
.wg .tiles{grid-template-columns:1fr}
.wg-lab{display:block;font-weight:700;color:var(--navy);font-size:15.5px;margin:6px 0 8px}
.wg-sel{width:100%;min-height:50px;border:1.5px solid var(--line);border-radius:10px;padding:0 12px;font:inherit;font-size:16.5px;background:#fff;color:var(--ink)}
.wg-sl{margin:6px 0 14px}.wg-sl label{display:flex;justify-content:space-between;gap:10px;font-weight:700;font-size:15px;color:var(--navy);margin-bottom:6px}.wg-sl output{color:var(--ink)}.wg-sl input{width:100%}
.wg-res{margin-top:14px;border-left:5px solid var(--green);background:#EFF6F1;padding:14px 16px;border-radius:0 10px 10px 0}
.wg-res.mid{border-color:var(--gold);background:#FBF6E8}.wg-res.no{border-color:var(--red);background:#FBF0EE}
.wg-res b{display:block;color:var(--navy);font-size:16.5px;line-height:1.35}.wg-res p{margin:6px 0 0;font-size:15px;color:var(--ink2)}
.wg-note{font-size:13px;color:var(--mute);margin-top:10px}
.wg-cta{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:14px}.wg-cta .qback{margin-top:0}
.wg-bar{position:relative;height:30px;background:var(--alt);border-radius:8px;overflow:hidden;margin-top:6px}
.wg-bar i{display:block;height:100%;background:linear-gradient(90deg,var(--gold),var(--green))}
.wg-bar span{position:absolute;inset:0;display:flex;align-items:center;padding:0 12px;font-weight:800;font-size:14px;color:var(--navy)}
.ck-prog{height:6px;background:var(--alt);border-radius:9px;overflow:hidden}.ck-prog i{display:block;height:100%;width:0;background:var(--gold);transition:width .25s}
.ck-count{font-size:13px;color:var(--mute);font-weight:700;margin:6px 0 4px}
.ck-item{display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center;padding:12px 0;border-top:1px solid var(--line)}
.ck-item b{color:var(--navy);font-size:15.5px}.ck-item p{margin:3px 0 0;font-size:13.5px;color:var(--mute);line-height:1.4}
.ck-opts{display:flex;gap:6px}
.ck-opt{border:1.5px solid var(--line);background:#fff;border-radius:8px;min-height:40px;padding:0 12px;font:inherit;font-weight:700;font-size:14px;cursor:pointer;color:var(--ink2)}
.ck-opt.sel[data-v=tak]{background:var(--green);border-color:var(--green);color:#fff}.ck-opt.sel[data-v=nie]{background:var(--navy);border-color:var(--navy);color:#fff}.ck-opt.sel[data-v=nw]{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.toc a.on{color:var(--navy);font-weight:800}
.art-faq details{border-bottom:1px solid var(--line)}
.hub-hero h1{max-width:22ch}
.hub-tools{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}
.hub-tool{display:block;background:#fff;border:1.5px solid var(--line);border-radius:14px;padding:16px 18px;text-decoration:none;color:var(--ink);transition:border-color .15s}
.hub-tool:hover{border-color:var(--navy)}.hub-tool b{display:block;color:var(--navy);font-size:17px}.hub-tool span{font-size:14.5px;color:var(--mute)}
.kb-grid{margin-top:26px}
@media(max-width:800px){.ck-item{grid-template-columns:1fr}.hub-tools{grid-template-columns:1fr}}
.art h1{font-size:clamp(28px,3.3vw,44px);line-height:1.12}
.art .bluf,.art .bluf p{font-size:17.5px;line-height:1.55}
.art .ameta{margin:12px 0 18px}
.art .aside{position:sticky;top:96px;align-self:start}
.hub-hero{padding-top:40px}
@media(max-width:700px){.art .bluf,.art .bluf p{font-size:16px}.art .bluf{padding:14px 16px}}
/* ---------- animacja osi czasu ---------- */
.os-bar{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;margin-bottom:14px}
.os-play{display:inline-flex;align-items:center;gap:10px;border:1.5px solid var(--navy);background:#fff;color:var(--navy);border-radius:999px;min-height:42px;padding:0 16px 0 8px;font:inherit;font-weight:800;font-size:14.5px;cursor:pointer}
.os-play:hover,.os-play.on{background:var(--navy);color:#fff}
.os-play-i{width:28px;height:28px;border-radius:50%;background:var(--gold);position:relative;flex:none}
.os-play-i::after{content:"";position:absolute;left:11px;top:8px;border-left:9px solid var(--navy);border-top:6px solid transparent;border-bottom:6px solid transparent}
.os-play.on .os-play-i::after{left:9px;top:9px;width:10px;height:10px;border:0;border-left:3px solid var(--navy);border-right:3px solid var(--navy);box-sizing:border-box}
.os-legend{display:flex;align-items:center;gap:6px 12px;flex-wrap:wrap;font-size:13px;color:var(--mute);font-weight:700}
.lg{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:-6px;vertical-align:-1px}.lg.a{background:#9FD0B5}.lg.b{background:#EDD58C}.lg.c{background:#E6AFA5}
.os-inner{position:relative}
.os-playhead{position:absolute;top:-6px;bottom:0;left:0;width:0;border-left:2px dashed var(--gold2);pointer-events:none;opacity:0;transition:left .38s cubic-bezier(.4,0,.2,1),opacity .3s;z-index:2}
.os-playhead b{position:absolute;top:-22px;left:0;transform:translateX(-50%);background:var(--gold);color:var(--navy);font-size:12px;font-weight:800;padding:2px 8px;border-radius:999px;white-space:nowrap}
.os.playing .os-playhead,.os.played .os-playhead{opacity:1}
.os-scroll{padding-top:26px}
.os-zone{transform-origin:left center;transform:scaleX(0);transition:transform .7s cubic-bezier(.2,.8,.2,1)}
.os.played .os-zone{transform:scaleX(1)}
.os.played .os-zone.z2{transition-delay:.15s}.os.played .os-zone.z3{transition-delay:.3s}.os.played .os-zone.z4{transition-delay:.45s}
.os-pin{opacity:0;transform:translate(-50%,-8px);transition:opacity .35s,transform .35s}
.os-pin:last-child{transform:translate(-92%,-8px)}
.os-pin.seen{opacity:1;transform:translate(-50%,0)}.os-pin:last-child.seen{transform:translate(-92%,0)}
.os.playing .osy.on{transform:translateY(-2px) scale(1.06)}
.os-card{min-height:212px;transition:background-color .3s,border-color .3s}
.os-card.quiet{animation:none}
.os-card .os-badge{transition:background-color .3s}
@media(max-width:700px){.os-card{min-height:300px}}
@media(prefers-reduced-motion:reduce){.os-zone{transform:none;transition:none}.os-pin{opacity:1;transition:none}.os-playhead{transition:none}}
/* ---------- banki: animacja i karta w miejscu kliknięcia ---------- */
.bt2c i{transform-origin:left;transform:scaleX(0);transition:transform .9s cubic-bezier(.2,.8,.2,1) var(--d,0ms)}
.bgridc.in .bt2c i{transform:scaleX(1)}
.bt2 b{font-variant-numeric:tabular-nums}
#bcard{grid-column:1/-1;margin:6px 0 10px;position:relative}
.bclose{position:absolute;top:10px;right:12px;width:36px;height:36px;border-radius:50%;border:1px solid var(--line);background:#fff;font-size:20px;line-height:1;color:var(--mute);cursor:pointer}
@media(prefers-reduced-motion:reduce){.bt2c i{transform:none;transition:none}}
/* ---------- dowód z kwotą ---------- */
.proof-case{display:grid;grid-template-columns:auto 1fr;gap:4px 14px;align-items:center;margin-top:16px;max-width:610px;padding:12px 16px;border-radius:14px;background:#0F2440;color:#DCE3EC;text-decoration:none;transition:transform .2s}
.proof-case:hover{transform:translateY(-2px)}
.proof-case b{font-size:22px;color:var(--gold);letter-spacing:-.02em;white-space:nowrap}.proof-case span{font-size:13.5px;line-height:1.4}
@media(max-width:1000px){.eur-hero .proof-case{order:4;margin-top:4px}.eur-hero .hero-quiz{order:5}.eur-hero .lede{order:6}.eur-hero .hctas{order:7}.eur-hero .under{order:8}.eur-hero .hero-proof{order:9}}
@media(max-width:520px){.proof-case{grid-template-columns:1fr}}
.jcard-amt{background:var(--navy);border-color:var(--navy)}.jcard-amt .jamt{color:var(--gold);font-size:26px;letter-spacing:-.02em}.jcard-amt>span:not(.jtag){color:#AFC0D2}.jcard-amt em{color:#9FD0B5}
/* ---------- podziękowanie ---------- */
.ty-who{display:flex;align-items:center;gap:10px;margin-top:12px}.ty-who img{width:44px;height:44px;border-radius:50%;object-fit:cover;border:2px solid #fff;margin-right:-18px}.ty-who p{margin-left:22px;font-size:14.5px;color:var(--ink2)}
.ty-prep{margin-top:12px;font-size:14.5px}.ty-prep ul{margin:6px 0 0 18px}
@media(max-width:1000px){.os-inner{min-width:1120px}.os-years{gap:6px}}
@media(max-width:1000px){.eur-hero .hero-quiz{order:4}.eur-hero .proof-case{order:5;margin-top:10px}.eur-hero .lede{order:6}}
@media(max-width:760px){.hero.eur-hero{padding-top:26px}.eur-hero .kick{margin-bottom:10px}}
/* ---------- przełączniki zgód (assets/legal-config.js) ---------- */
html:not(.cases-ok) [data-case]{display:none!important}
html.cases-ok [data-case-alt]{display:none!important}
html:not(.reviews-ok) [data-review]{display:none!important}
html:not(.reviews-ok) #opinie .gsum{grid-template-columns:auto}
.alert-chk{margin:10px 0 0;font-size:13px}.alert-chk a{color:var(--navy)}
/* ---------- kalkulator v2 ---------- */
.kalk{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:10px;margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:24px;padding:10px;box-shadow:var(--shadow)}
.k-in{background:#F8FAFC;border-radius:17px;padding:26px}.k-out{padding:22px 22px 24px;display:flex;flex-direction:column;gap:14px}
.k-in .sl input[type=range]{accent-color:var(--gold)}
.k-st{display:flex;gap:8px;margin:4px 0 14px}.k-pill{flex:1;min-height:46px;border:1.5px solid var(--line);background:#fff;border-radius:12px;font:inherit;font-weight:800;font-size:15px;color:var(--ink2);cursor:pointer}.k-pill.on{border-color:var(--navy);background:var(--navy);color:#fff}
.k-adv{margin-top:10px;border-top:1px solid var(--line);padding-top:12px}.k-adv summary{cursor:pointer;font-weight:800;color:var(--navy);font-size:15px}.k-adv .fld{margin-top:12px}.k-adv input{width:100%;min-height:46px;border:1.5px solid var(--line);border-radius:10px;padding:0 12px;font:inherit;font-size:16px}.k-adv small{display:block;font-size:13px;color:var(--mute);margin-top:4px}
.kbad{color:var(--red);font-weight:700}
.k-hero{background:linear-gradient(145deg,#0B2342,#13335A);color:#DCE3EC;border-radius:18px;padding:22px 24px;position:relative;overflow:hidden}
.k-hero span{font-size:14px;font-weight:700;color:#AFC0D2}.k-hero b{display:block;font-size:clamp(40px,5.4vw,60px);line-height:1.05;letter-spacing:-.035em;color:var(--gold);margin:6px 0 4px;font-variant-numeric:tabular-nums}.k-hero b.neg{color:#fff}
.k-hero em{display:block;font-style:normal;font-weight:700;font-size:14px;color:#fff}.k-hero p{margin:8px 0 0;font-size:12.5px;color:#AFC0D2;line-height:1.4}
.k-eq{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:8px;align-items:center}
.k-eq>div{background:var(--alt);border-radius:12px;padding:12px;min-height:100%}.k-eq span{display:block;font-size:12.5px;color:var(--ink2);font-weight:700}.k-eq b{display:block;font-size:20px;color:var(--navy);letter-spacing:-.02em;margin-top:2px;font-variant-numeric:tabular-nums}.k-eq small{display:block;font-size:11.5px;color:var(--mute);margin-top:2px;line-height:1.3}.k-eq>i{font-style:normal;font-weight:800;font-size:20px;color:var(--mute)}
.k-split{display:grid;grid-template-columns:1fr 1fr;gap:8px}.k-split>div{border:1px solid var(--line);border-radius:12px;padding:12px 14px}.k-split>div.g{background:#EFF6F1;border-color:#B9DDCE}.k-split span{display:block;font-size:13px;color:var(--ink2)}.k-split b{font-size:22px;color:var(--navy);font-variant-numeric:tabular-nums}.k-split .g b{color:var(--green)}.k-split small{display:block;font-size:12px;color:var(--mute)}
.k-wait:empty{display:none}.k-wait{border-left:4px solid var(--gold);background:#FBF6E8;border-radius:0 12px 12px 0;padding:12px 14px;font-size:14.5px}.k-wait b{color:var(--navy)}.k-wait p{margin:4px 0 0}.k-wait strong{color:var(--navy)}
.k-src{font-size:13px;color:var(--mute)}.k-src summary{cursor:pointer;font-weight:700;color:var(--ink2)}.k-src ul{margin:8px 0 0 18px;display:grid;gap:6px}
.k-mini{display:none}
@media(max-width:960px){.kalk{grid-template-columns:1fr}.k-in{padding:20px}.k-mini{display:flex;justify-content:space-between;align-items:center;position:sticky;top:74px;z-index:5;background:#0B2342;color:#AFC0D2;border-radius:12px;padding:10px 14px;margin:-6px -6px 16px;font-size:13px;font-weight:700;box-shadow:0 12px 30px -18px rgba(11,35,66,.8)}.k-mini b{color:var(--gold);font-size:22px;font-variant-numeric:tabular-nums}}
@media(max-width:560px){.k-eq{grid-template-columns:1fr}.k-eq>i{text-align:center;line-height:.6}.k-split{grid-template-columns:1fr}}
/* ---------- Ludzie ---------- */
.ppl-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:22px;margin-top:30px}
.ppl-lead{display:grid;grid-template-columns:200px 1fr;gap:22px;background:#0F2440;color:#DCE3EC;border-radius:22px;padding:22px;box-shadow:0 40px 90px -60px rgba(11,35,66,.9)}
.ppl-lead img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 12%;border-radius:16px;background:#22385a}
.ppl-lead b{display:block;font-size:24px;color:#fff;letter-spacing:-.02em}.ppl-lead>div>span{color:var(--gold);font-weight:700;font-size:14.5px}
.ppl-lead ul{margin:12px 0 0 18px;display:grid;gap:7px;font-size:14.5px;line-height:1.45}
.ppl-links{display:flex;flex-wrap:wrap;gap:8px 16px;margin-top:14px}.ppl-links a{color:#fff;font-weight:700;font-size:14px}
.ppl-side .tlabel{margin:0 0 10px;font-weight:800;color:var(--navy);font-size:14.5px}.ppl-side .tlabel+.ppl-faces{margin-bottom:20px}
.ppl-faces{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.ppl-cs{grid-template-columns:repeat(3,1fr)}
.ppl-faces img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 12%;border-radius:14px;background:#E9EDF2}
.ppl-faces b{display:block;font-size:15px;color:var(--navy);margin-top:8px;line-height:1.25}.ppl-faces span{font-size:13px;color:var(--mute)}
.ppl-flow{list-style:none;margin:30px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px;counter-reset:pf}
.ppl-flow li{background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px;display:flex;flex-direction:column;gap:10px;position:relative;counter-increment:pf}
.ppl-flow li::before{content:counter(pf);position:absolute;top:14px;right:16px;font-weight:800;color:var(--gold2);font-size:13px}
.pf-av{display:flex}.pf-av img{width:44px;height:44px;border-radius:50%;object-fit:cover;object-position:center 15%;border:2px solid #fff;box-shadow:0 0 0 1px var(--line);margin-right:-10px;background:#E9EDF2}
.pf-you{width:44px;height:44px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:800;align-items:center;justify-content:center;font-size:14px}
.ppl-flow b{color:var(--navy);font-size:15.5px;line-height:1.3}.ppl-flow p{margin:4px 0 0;font-size:14px;color:var(--ink2);line-height:1.45}
.ppl-facts{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:22px;border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden}
.ppl-facts>div{padding:16px 18px;border-left:1px solid var(--line)}.ppl-facts>div:first-child{border-left:0}.ppl-facts b{display:block;font-size:24px;color:var(--navy);letter-spacing:-.02em}.ppl-facts span{font-size:13px;color:var(--mute);line-height:1.35;display:block}
.ppl-tp{margin-top:22px}.ppl-tp .gphoto img{border-radius:16px;width:100%;height:100%;object-fit:cover}
@media(max-width:1000px){.ppl-grid{grid-template-columns:1fr}.ppl-flow{grid-template-columns:1fr 1fr}.ppl-facts{grid-template-columns:1fr 1fr}.ppl-facts>div:nth-child(3){border-left:0}.ppl-facts>div:nth-child(n+3){border-top:1px solid var(--line)}}
@media(max-width:600px){.ppl-lead{grid-template-columns:1fr}.ppl-lead img{max-width:220px}.ppl-flow{grid-template-columns:1fr}.ppl-faces{grid-template-columns:repeat(3,1fr);gap:10px}.ppl-faces b{font-size:13.5px}.ppl-faces span{font-size:12px}}
/* ---------- Wideo ---------- */
#wideo{background:#fff}
.vwrap{display:grid;grid-template-columns:1.6fr 1fr;gap:22px;margin-top:26px;align-items:start}
.vwrap .cinema{margin-top:0}
.vfac{position:relative;display:block;width:100%;aspect-ratio:16/9;border:0;padding:0;cursor:pointer;border-radius:14px;overflow:hidden;background:#0B2342}
.vfac img{width:100%;height:100%;object-fit:cover;opacity:.55}
.vfac-txt{position:absolute;left:24px;bottom:22px;text-align:left;color:#fff;max-width:70%}.vfac-txt small{display:block;color:var(--gold);font-weight:800;font-size:12.5px}.vfac-txt b{display:block;font-size:clamp(22px,3vw,34px);letter-spacing:-.02em}.vfac-txt em{font-style:normal;color:#DCE3EC;font-size:14px}
.vfac .vplay{position:absolute;right:22px;bottom:22px}
#vscreen{aspect-ratio:16/9;border-radius:14px;overflow:hidden}#vscreen iframe{width:100%;height:100%;border:0;display:block}
.vside{display:grid;gap:14px}
.vcmp,.vmedia{background:#F8FAFC;border:1px solid var(--line);border-radius:16px;padding:18px}
.vcmp b,.vmedia>b{display:block;color:var(--navy);font-size:15.5px;margin-bottom:6px}.vcmp ul{margin:0 0 12px 0;padding:0;list-style:none;display:grid;gap:6px;font-size:14px}
.vcmp ul li{padding-left:24px;position:relative;line-height:1.4}.vcmp ul.ok li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}.vcmp ul.no li::before{content:"≠";position:absolute;left:0;color:var(--red);font-weight:800}
.vmedia a{display:block;padding:10px 0;border-top:1px solid var(--line);font-size:14px;color:var(--ink);text-decoration:none;line-height:1.4}.vmedia a:hover{color:var(--navy)}.vmedia a span{display:block;font-weight:800;color:var(--gold2);font-size:12.5px}
@media(max-width:1000px){.vwrap{grid-template-columns:1fr}}
@media(max-width:600px){.vfac-txt{left:14px;bottom:60px;max-width:90%}.vfac .vplay{left:14px;right:auto;bottom:14px}}

/* Ludzie: wersja na ciemnym tle sekcji #kancelaria */
#kancelaria h2{color:#fff}#kancelaria .lede{color:#C9D3E0}#kancelaria .chapter-kicker{color:var(--gold)}
#kancelaria .ppl-lead{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);box-shadow:none}
#kancelaria .ppl-side .tlabel{color:#fff}
#kancelaria .ppl-faces b{color:#fff}#kancelaria .ppl-faces span{color:#C9D3E0}#kancelaria .ppl-faces img{background:#22385a}
#kancelaria .ppl-flow li{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14)}#kancelaria .ppl-flow b{color:#fff}#kancelaria .ppl-flow p{color:#C9D3E0}
#kancelaria .pf-av img{border-color:#102E52;box-shadow:0 0 0 1px rgba(255,255,255,.2);background:#22385a}
#kancelaria .ppl-facts{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.14)}#kancelaria .ppl-facts>div{border-color:rgba(255,255,255,.14)}#kancelaria .ppl-facts b{color:var(--gold)}#kancelaria .ppl-facts span{color:#C9D3E0}
#kancelaria .ppl-tp{grid-template-columns:1fr 1fr 1.2fr;align-items:stretch}#kancelaria .ppl-tp .gphoto{max-height:none;grid-row:auto}#kancelaria .ppl-tp .gphoto img{height:100%;min-height:240px;aspect-ratio:auto}
@media(max-width:1000px){#kancelaria .ppl-tp{grid-template-columns:1fr}}
#kancelaria .ppl-side .tlabel{margin:0 0 10px}
.img-fallback{display:flex!important;align-items:center;justify-content:center;font-weight:800;font-size:28px;color:var(--gold);background:#22385a!important}
.vfac{font:inherit}.vfac::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,35,66,.05) 30%,rgba(11,35,66,.85))}
.vfac-txt,.vfac .vplay{z-index:1}.vfac-txt b{font-family:inherit}
/* ---------- Ludzie v2: jasna, czytelna, oparta na rolach ---------- */
#kancelaria.ppl2{background:#F6F3EC;color:var(--ink)}
#kancelaria.ppl2::before{display:none}
#kancelaria.ppl2 h2{color:var(--navy)}#kancelaria.ppl2 .lede{color:var(--ink2);max-width:60ch}#kancelaria.ppl2 .chapter-kicker{color:var(--gold2)}
.p2-head{max-width:760px}
.p2-row{display:grid;grid-template-columns:1fr 1.15fr 1fr;gap:20px;margin-top:34px;align-items:stretch}
.p2-card{background:#fff;border-radius:22px;overflow:hidden;display:flex;flex-direction:column;box-shadow:0 30px 70px -50px rgba(15,36,64,.55);border:1px solid #E7E1D3}
.p2-photo{display:flex;aspect-ratio:4/3.4;background:#E9E4D8;overflow:hidden}
.p2-photo img{flex:1;min-width:0;width:100%;height:100%;object-fit:cover;object-position:center 18%}
.p2-photo.duo img+img,.p2-photo.trio img+img{border-left:3px solid #fff}
.p2-main .p2-photo{aspect-ratio:4/4.1}
.p2-body{padding:20px 22px 22px;display:flex;flex-direction:column;gap:10px;flex:1}
.p2-step{margin:0;font-size:12.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--gold2)}
.p2-body h3{margin:0;font-size:21px;line-height:1.25;color:var(--navy);letter-spacing:-.01em}
.p2-body p{margin:0;font-size:15.5px;line-height:1.55;color:var(--ink2)}
.p2-body b{color:var(--navy)}
.p2-human{font-style:italic;color:var(--mute)!important;font-size:14.5px!important}
.p2-contact{margin-top:auto!important;display:flex;flex-wrap:wrap;gap:4px 12px;align-items:baseline;padding-top:6px}.p2-contact a{font-weight:800;font-size:18px;color:var(--navy);text-decoration:none}.p2-contact span{font-size:13px;color:var(--mute)}
.p2-links{margin-top:auto!important;display:flex;flex-wrap:wrap;gap:6px 16px;padding-top:6px}.p2-links a{font-weight:700;font-size:14.5px;color:var(--navy)}
.p2-main{border-color:var(--gold);box-shadow:0 40px 90px -50px rgba(15,36,64,.7)}
.p2-team{display:grid;grid-template-columns:1.25fr 1fr;gap:0;margin-top:26px;background:#0F2440;border-radius:22px;overflow:hidden}
.p2-team img{width:100%;height:100%;min-height:280px;object-fit:cover;object-position:center 30%}
.p2-team-txt{padding:28px 30px;color:#DCE3EC;display:flex;flex-direction:column;justify-content:center;gap:10px}
.p2-team-txt b{color:#fff;font-size:20px}.p2-team-txt p{margin:0;font-size:15.5px;line-height:1.55}.p2-meta{font-size:13px!important;color:#9FB1C6}
#kancelaria.ppl2 .img-fallback{background:#E9E4D8!important;color:var(--gold2)}
@media(max-width:1000px){.p2-row{grid-template-columns:1fr;max-width:560px}.p2-team{grid-template-columns:1fr}.p2-team img{min-height:220px;max-height:300px}}
/* ---------- Ludzie v3: cieplej, spójne portrety, głos kancelarii ---------- */
#kancelaria.ppl3{background:#F6F3EC;color:var(--ink)}#kancelaria.ppl3::before{display:none}
#kancelaria.ppl3 h2{color:var(--navy)}#kancelaria.ppl3 .lede{color:#3E4A5C;max-width:62ch}#kancelaria.ppl3 .chapter-kicker{color:var(--gold2)}
.p3-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:26px;margin-top:34px;align-items:stretch}
.p3-lead{display:grid;grid-template-columns:.9fr 1fr;background:#fff;border-radius:24px;overflow:hidden;border:1px solid #E7E1D3;box-shadow:0 34px 80px -56px rgba(15,36,64,.6)}
.p3-lead-photo{background:#1b1f26}.p3-lead-photo img{width:100%;height:100%;min-height:420px;object-fit:cover;object-position:center 15%}
.p3-lead-txt{padding:28px 26px;display:flex;flex-direction:column;gap:10px}
.p3-tag{margin:0;display:inline-block;align-self:flex-start;background:#FBF3DE;color:#7A5A14;font-weight:800;font-size:12.5px;padding:5px 10px;border-radius:999px}
.p3-lead h3{margin:0;font-size:26px;color:var(--navy);letter-spacing:-.02em;line-height:1.15}
.p3-role{margin:-4px 0 4px!important;color:var(--gold2)!important;font-weight:700;font-size:15px!important}
.p3-lead-txt p{margin:0;font-size:16.5px;line-height:1.6;color:#2C3646}
.p3-links{margin-top:auto!important;display:flex;flex-wrap:wrap;gap:6px 18px;padding-top:8px}.p3-links a{font-weight:700;font-size:15px;color:var(--navy)}
.p3-side{display:flex;flex-direction:column;gap:12px}
.p3-sub{margin:0;font-weight:800;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--gold2)}
.p3-row{display:grid;gap:14px}.p3-row.two{grid-template-columns:repeat(2,1fr);margin-bottom:10px}.p3-row.three{grid-template-columns:repeat(3,1fr)}
.p3-p{margin:0;background:#fff;border-radius:18px;overflow:hidden;border:1px solid #E7E1D3}
.p3-p img{display:block;width:100%;aspect-ratio:1/1;object-fit:cover;object-position:center 18%;background:#E9E4D8;filter:saturate(.95)}
.p3-p figcaption{padding:10px 12px 12px;display:flex;flex-direction:column;gap:1px}
.p3-p b{color:var(--navy);font-size:15.5px;line-height:1.25}.p3-p span{font-size:13px;color:var(--mute)}.p3-p em{font-style:normal;font-size:13.5px;color:#2C3646;margin-top:4px;line-height:1.35}
.p3-promise{display:grid;grid-template-columns:1.6fr 1fr;gap:26px;align-items:center;margin-top:30px;background:#fff;border:1px solid #E7E1D3;border-radius:24px;padding:26px 28px}
.p3-promise .p3-sub{grid-column:1/-1;margin-bottom:-10px}
.p3-promise ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px 22px}
.p3-promise li{font-size:15.5px;line-height:1.5;color:#2C3646;padding-left:28px;position:relative}
.p3-promise li::before{content:"";position:absolute;left:0;top:4px;width:18px;height:18px;border-radius:50%;background:#EFF6F1;box-shadow:inset 0 0 0 2px var(--green)}
.p3-promise li::after{content:"";position:absolute;left:6px;top:8px;width:6px;height:9px;border:solid var(--green);border-width:0 2px 2px 0;transform:rotate(45deg)}
.p3-promise li b{color:var(--navy);display:block}
.p3-call{display:flex;flex-direction:column;gap:2px;background:#0F2440;color:#C9D3E0;border-radius:18px;padding:20px 22px;text-decoration:none}
.p3-call span{font-size:14px}.p3-call b{color:var(--gold);font-size:26px;letter-spacing:-.01em}.p3-call small{font-size:13px}
.p3-team{display:grid;grid-template-columns:260px 1fr;gap:22px;align-items:center;margin-top:22px}
.p3-team img{width:100%;aspect-ratio:16/10;object-fit:cover;object-position:center 30%;border-radius:16px}
.p3-team p{margin:0;font-size:15px;line-height:1.6;color:#3E4A5C}.p3-team b{color:var(--navy)}.p3-team span{display:block;font-size:13px;color:var(--mute);margin-top:4px}
#kancelaria.ppl3 .img-fallback{background:#E9E4D8!important;color:var(--gold2)}
@media(max-width:1080px){.p3-grid{grid-template-columns:1fr}.p3-promise{grid-template-columns:1fr}}
@media(max-width:640px){.p3-lead{grid-template-columns:1fr}.p3-lead-photo img{min-height:0;aspect-ratio:4/3.6}.p3-row.three{grid-template-columns:repeat(3,1fr);gap:8px}.p3-row.two{gap:8px}.p3-p figcaption{padding:8px}.p3-p b{font-size:13.5px}.p3-p span,.p3-p em{font-size:12px}.p3-promise{padding:20px}.p3-promise ul{grid-template-columns:1fr}.p3-team{grid-template-columns:1fr}}
.p3-check{margin-top:6px;display:flex;flex-wrap:wrap;gap:6px}.p3-check span{flex-basis:100%;font-size:13.5px;color:var(--mute);font-weight:700}
.p3-check i{font-style:normal;font-size:13.5px;background:#F6F3EC;border:1px solid #E7E1D3;border-radius:999px;padding:5px 10px;color:#2C3646}
/* ---------- Ludzie: zdjęcie wspólników na górze ---------- */
.p3-top{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:40px;align-items:center}
.p3-facts{list-style:none;margin:24px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.p3-facts li{background:#fff;border:1px solid #E7E1D3;border-radius:16px;padding:12px 14px;font-size:13px;line-height:1.35;color:#3E4A5C}
.p3-facts b{display:block;font-size:24px;color:var(--navy);letter-spacing:-.02em;margin-bottom:2px}
.p3-hero{position:relative;margin:0;border-radius:28px;overflow:hidden;background:#0b0b0d;box-shadow:0 50px 100px -55px rgba(15,36,64,.85);isolation:isolate}
.p3-hero::before{content:"";position:absolute;inset:auto -10% -40% -10%;height:70%;background:radial-gradient(closest-side,rgba(213,174,85,.28),transparent);z-index:1;pointer-events:none}
.p3-hero::after{content:"";position:absolute;inset:0;border-radius:28px;box-shadow:inset 0 0 0 1px rgba(255,255,255,.08);z-index:2;pointer-events:none}
.p3-hero img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover;object-position:center 22%;transform:scale(1.02);transition:transform 1.2s cubic-bezier(.2,.8,.2,1)}
.p3-hero:hover img{transform:scale(1.045)}
.p3-hero figcaption{position:absolute;left:18px;bottom:18px;z-index:3;display:flex;flex-direction:column;gap:1px;padding:10px 16px;border-radius:14px;background:rgba(11,35,66,.62);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);color:#fff;font-weight:700;font-size:15px;border:1px solid rgba(255,255,255,.14)}
.p3-hero figcaption span{font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);font-weight:800}
@media(max-width:1000px){.p3-top{grid-template-columns:1fr;gap:26px}.p3-hero{border-radius:22px}.p3-hero img{aspect-ratio:16/11}}
@media(max-width:560px){.p3-facts{grid-template-columns:1fr 1fr 1fr;gap:6px}.p3-facts li{padding:10px;font-size:11.5px}.p3-facts b{font-size:19px}.p3-hero figcaption{left:12px;bottom:12px;font-size:13.5px}}
@media(prefers-reduced-motion:reduce){.p3-hero img,.p3-hero:hover img{transform:none;transition:none}}
@media(max-width:560px){.p3-hero figcaption{position:static;border-radius:0;background:#0B2342;border:0;backdrop-filter:none;padding:10px 14px}}
/* ---------- zdjęcie wspólników w tle hero (v2: wycięte, bez nachodzenia na tekst) ---------- */
.eur-hero{position:relative;overflow:hidden;isolation:isolate}
.eur-hero .wrap{position:relative;z-index:2}
.hero-people{position:absolute;z-index:1;bottom:0;left:calc(50% + 40px);width:min(calc(50vw - 20px),860px);pointer-events:none}
.hero-people img{display:block;width:100%;height:auto;
 -webkit-mask-image:linear-gradient(to right,transparent 0,#000 9%,#000 88%,transparent 100%),linear-gradient(to bottom,#000 62%,transparent 98%);-webkit-mask-composite:source-in;
 mask-image:linear-gradient(to right,transparent 0,#000 9%,#000 88%,transparent 100%),linear-gradient(to bottom,#000 62%,transparent 98%);mask-composite:intersect;
 filter:saturate(.9)}
.hp-cap{position:absolute;right:13%;bottom:30%;z-index:3;font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);background:rgba(255,255,255,.82);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);padding:6px 11px;border-radius:999px;box-shadow:0 8px 24px -12px rgba(15,36,64,.4)}
@media(min-width:1001px) and (max-width:1250px){.hero-people{left:calc(50% + 10px)}}
@media(max-width:1000px){.hero-people{position:relative;left:auto;width:calc(100% + 40px);margin:22px -20px -52px}
 .hero-people img{-webkit-mask-image:linear-gradient(to right,transparent 0,#000 15%,#000 85%,transparent 100%),linear-gradient(to bottom,#000 62%,transparent 92%);-webkit-mask-composite:source-in;mask-image:linear-gradient(to right,transparent 0,#000 15%,#000 85%,transparent 100%),linear-gradient(to bottom,#000 62%,transparent 92%);mask-composite:intersect}
 .hp-cap{right:16px;bottom:26%}}
/* Ludzie: nagłówek bez zdjęcia */
.p3-solo{grid-template-columns:1fr!important}.p3-solo .p3-head{max-width:none;display:grid;grid-template-columns:1.1fr 1fr;gap:10px 40px;align-items:end}.p3-solo .chapter-kicker,.p3-solo h2{grid-column:1/-1}.p3-solo .p3-facts{margin:0}
@media(max-width:1000px){.p3-solo .p3-head{grid-template-columns:1fr}.p3-solo .p3-facts{margin-top:14px}}

/* ---------- HERO v3: mniej treści, zdjęcie + test jako jedna kompozycja ---------- */
.eh2 .wrap{grid-template-columns:minmax(0,1fr) minmax(0,1.02fr);align-items:center;gap:48px}
.eh2 h1{font-size:clamp(34px,3.7vw,52px);line-height:1.04}
.eh2 .lede{font-size:clamp(17px,1.35vw,19.5px);max-width:34em;margin-top:18px}
.eh2 .hctas{display:flex;flex-wrap:wrap;align-items:center;gap:14px 22px;margin-top:26px}
.hlink{font-weight:700;color:var(--navy);text-decoration:none;border-bottom:2px solid rgba(213,174,85,.6);padding-bottom:2px;font-size:16px}
.hlink:hover{border-color:var(--gold)}
.eh2 .under{margin-top:18px}
.hero-side{position:relative;display:flex;flex-direction:column;align-items:stretch}
.eh2 .hero-people{position:relative;left:auto;right:auto;bottom:auto;width:112%;margin:0 -6% 0 -6%;z-index:1;pointer-events:none}
.eh2 .hero-people img{-webkit-mask-image:linear-gradient(to right,transparent 0,#000 10%,#000 90%,transparent 100%),linear-gradient(to bottom,#000 55%,transparent 88%);-webkit-mask-composite:source-in;mask-image:linear-gradient(to right,transparent 0,#000 10%,#000 90%,transparent 100%),linear-gradient(to bottom,#000 55%,transparent 88%);mask-composite:intersect}
.eh2 .hp-cap{top:14%;bottom:auto;right:12%}
.eh2 .hero-quiz{position:relative;z-index:2;margin:-30% 4% 0;box-shadow:0 40px 90px -45px rgba(15,36,64,.55)}
.eh2 .hero-quiz .tiles .tile{min-height:52px}
@media(max-width:1000px){
 .eh2 .wrap{display:flex;flex-direction:column;gap:0}
 .eh2 .hero-side{order:6;margin-top:22px}
 .eh2 .hctas{order:7}.eh2 .under{order:8}
 .eh2 .hero-people{width:calc(100% + 40px);margin:0 -20px}
 .eh2 .hero-quiz{margin:-34% 0 0;padding:20px 16px}
 .eh2 .hp-cap{top:8%;right:16px}
}
.eh2 .hp-cap{top:auto;bottom:auto;right:auto;left:7%;top:50%}
@media(max-width:1000px){.eh2 .wrap{align-items:stretch}.eh2 .hp-cap{left:14px;top:46%}}
/* ---------- Opinie v2 ---------- */
.rv2grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:18px;margin-top:30px;align-items:stretch}
.rv2{margin:0;background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;display:flex;flex-direction:column;gap:14px;position:relative}
.rv2::before{content:"„";position:absolute;right:20px;top:-4px;font-size:90px;line-height:1;color:rgba(213,174,85,.25);font-family:Georgia,serif}
.rv2-main{background:#0F2440;border-color:#0F2440;color:#DCE3EC}
.rv2-tag{align-self:flex-start;font-size:12px;font-weight:800;padding:5px 10px;border-radius:999px;background:#F6F3EC;color:#7A5A14}
.rv2-main .rv2-tag{background:rgba(213,174,85,.18);color:var(--gold)}
.rv2 blockquote{margin:0;font-size:15.5px;line-height:1.6;color:#2C3646;flex:1}
.rv2-main blockquote{color:#DCE3EC;font-size:16px}
.rv2 mark{background:linear-gradient(transparent 58%,rgba(213,174,85,.35) 0);color:inherit;font-weight:700}
.rv2-main mark{color:#fff;background:linear-gradient(transparent 58%,rgba(213,174,85,.4) 0)}
.rv2 figcaption{display:grid;grid-template-columns:40px 1fr;gap:4px 12px;align-items:center;border-top:1px solid var(--line);padding-top:14px}
.rv2-main figcaption{border-color:rgba(255,255,255,.14)}
.rv2 .av{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800}
.rv2 figcaption b{display:block;color:var(--navy);font-size:15.5px}.rv2-main figcaption b{color:#fff}
.rv2 figcaption small{font-size:12.5px;color:var(--mute)}.rv2-main figcaption small{color:#9FB1C6}
.rv2 figcaption a{grid-column:2;font-size:13px;font-weight:700;color:var(--navy)}.rv2-main figcaption a{color:var(--gold)}
.rv2-note{margin-top:14px}
@media(max-width:1000px){.rv2grid{grid-template-columns:1fr}}
.rv2::before{top:6px;right:16px;font-size:72px}.rv2 blockquote{padding-right:22px}
/* ---------- widżet opinii (animowany) ---------- */
.rw{display:grid;grid-template-columns:300px 1fr;gap:20px;margin-top:30px;align-items:stretch}
.rw-sum{background:#fff;border:1px solid var(--line);border-radius:22px;padding:24px;display:flex;flex-direction:column;gap:10px}
.rw-src{margin:0;font-size:12.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--gold2)}
.rw-score{display:flex;align-items:center;gap:14px}
.rw-score b{font-size:54px;letter-spacing:-.04em;color:var(--navy);line-height:1;font-variant-numeric:tabular-nums}
.rw-stars{position:relative;display:inline-block;font-size:24px;letter-spacing:3px;line-height:1;color:#E3E7EE}
.rw-stars::before{content:"★★★★★"}
.rw-fill{position:absolute;inset:0 auto 0 0;width:0;overflow:hidden;white-space:nowrap;color:var(--gold);transition:width 1.4s cubic-bezier(.2,.8,.2,1)}
.rw-fill::before{content:"★★★★★"}
.rw-count{margin:0;color:#3E4A5C;font-size:15px}.rw-count b{color:var(--navy);font-size:18px;font-variant-numeric:tabular-nums}
.rw-sum .btn{margin-top:auto}
.rw-hint{margin:0;font-size:12.5px;color:var(--mute);text-align:center}
.rw-stage{position:relative;background:#0F2440;border-radius:22px;padding:26px 28px 18px;color:#DCE3EC;display:flex;flex-direction:column;overflow:hidden;min-height:340px}
.rw-stage::before{content:"„";position:absolute;right:26px;top:-6px;font-size:120px;line-height:1;color:rgba(213,174,85,.18);font-family:Georgia,serif;pointer-events:none}
.rw-slides{position:relative;flex:1;display:grid}
.rw-slide{grid-area:1/1;margin:0;display:flex;flex-direction:column;gap:14px;opacity:0;transform:translateX(24px);transition:opacity .55s ease,transform .55s cubic-bezier(.2,.8,.2,1);pointer-events:none}
.rw-slide.on{opacity:1;transform:none;pointer-events:auto}
.rw-slide.out{opacity:0;transform:translateX(-24px)}
.rw-slide .rv2-tag{background:rgba(213,174,85,.18);color:var(--gold)}
.rw-slide blockquote{margin:0;font-size:17px;line-height:1.6;color:#DCE3EC;flex:1;padding-right:40px}
.rw-slide mark{color:#fff;font-weight:700;background:linear-gradient(transparent 58%,rgba(213,174,85,.4) 0)}
.rw-slide figcaption{display:grid;grid-template-columns:40px 1fr auto;gap:12px;align-items:center;border-top:1px solid rgba(255,255,255,.14);padding-top:14px}
.rw-slide .av,.rw-dot .av{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800}
.rw-slide figcaption b{display:block;color:#fff}.rw-slide figcaption small{color:#9FB1C6;font-size:12.5px}.rw-slide figcaption a{color:var(--gold);font-weight:700;font-size:14px}
.rw-nav{display:flex;gap:8px;align-items:center;margin-top:16px;padding-top:14px;border-top:1px solid rgba(255,255,255,.08)}
.rw-dot{position:relative;display:flex;align-items:center;gap:8px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:999px;padding:4px 12px 4px 4px;color:#C9D3E0;font:inherit;font-size:13.5px;font-weight:700;cursor:pointer;overflow:hidden}
.rw-dot .av{width:28px;height:28px;font-size:12px}
.rw-dot.on{background:rgba(213,174,85,.16);border-color:rgba(213,174,85,.5);color:#fff}
.rw-dot i{position:absolute;left:0;bottom:0;height:2px;width:0;background:var(--gold)}
.rw-dot.on i{animation:rwprog var(--rwt,7s) linear forwards}
.rw.paused .rw-dot.on i{animation-play-state:paused}
@keyframes rwprog{to{width:100%}}
.rw-arrow{margin-left:auto;width:40px;height:40px;border-radius:50%;border:1px solid rgba(255,255,255,.2);background:transparent;color:#fff;font-size:18px;cursor:pointer}
.rw-arrow:hover{background:rgba(255,255,255,.08)}
@media(max-width:1000px){.rw{grid-template-columns:1fr}.rw-sum{order:2}}
@media(max-width:560px){.rw-stage{padding:22px 18px 14px;min-height:0}.rw-slide blockquote{font-size:15.5px;padding-right:0}.rw-dn{display:none}.rw-dot{padding:4px}.rw-slide figcaption{grid-template-columns:40px 1fr}.rw-slide figcaption a{grid-column:2}}
@media(prefers-reduced-motion:reduce){.rw-slide{transition:none}.rw-dot.on i{animation:none;width:100%}.rw-fill{transition:none}}
/* ---------- zdjęcia artykułów ---------- */
.acard-img{padding-top:0!important;overflow:hidden}
.athumb{display:block;margin:0 -24px 6px;aspect-ratio:16/9;overflow:hidden;background:#E9E4D8}
.athumb-i{width:100%;height:100%;object-fit:cover;display:block;transition:transform .7s cubic-bezier(.2,.8,.2,1)}
.acard-img:hover .athumb-i{transform:scale(1.05)}
.ahero{margin:6px 0 24px;border-radius:20px;overflow:hidden;position:relative;background:#E9E4D8;aspect-ratio:16/9;box-shadow:0 30px 70px -50px rgba(15,36,64,.6)}
.ahero-i{width:100%;height:100%;object-fit:cover;display:block}
.ahero figcaption{position:absolute;right:12px;bottom:10px;font-size:11px;color:#fff;background:rgba(11,35,66,.55);padding:3px 8px;border-radius:999px;backdrop-filter:blur(6px)}
.athumb-i,.ahero-i{color:transparent;font-size:0}
/* ---------- mniejsze odstępy między sekcjami ---------- */
body .sec,body .sec.lower-chapter{padding-top:64px;padding-bottom:64px}
body .sec + .sec{padding-top:56px}
@media(max-width:900px){body .sec,body .sec.lower-chapter{padding-top:44px;padding-bottom:44px}body .sec + .sec{padding-top:40px}}
/* obsługa klienta: jedna osoba */
.p3-cs{display:grid;grid-template-columns:112px 1fr;gap:16px;align-items:center;background:#fff;border:1px solid #E7E1D3;border-radius:18px;padding:14px;margin-bottom:10px}
.p3-cs img{width:112px;height:112px;border-radius:14px;object-fit:cover;object-position:center 18%}
.p3-cs b{display:block;color:var(--navy);font-size:17px}.p3-cs span{font-size:13px;color:var(--mute)}.p3-cs p{margin:6px 0 0;font-size:14.5px;line-height:1.5;color:#2C3646}
.p3-p b a{color:inherit;text-decoration:none}.p3-p b a:hover{text-decoration:underline}
.cals .cal-photo{max-width:420px}
/* okładka Poradnika Frankowicza (grafika z tekstem) */
.vfac img{opacity:1}.vfac::after{background:linear-gradient(180deg,transparent 70%,rgba(11,35,66,.35))}
.vfac .vplay{left:auto;right:4%;bottom:6%;top:auto;transform:none;background:rgba(11,35,66,.55);padding:8px 16px 8px 8px;border-radius:999px;backdrop-filter:blur(6px)}
/* karty narzędzi w bazie wiedzy */
.hub-tool{display:flex;flex-direction:column;gap:8px}
.hub-tool p{margin:0;font-size:14.5px;line-height:1.5;color:#3E4A5C;flex:1}
.ht-go{font-weight:800;font-size:14.5px;color:var(--navy);border-bottom:2px solid rgba(213,174,85,.6);align-self:flex-start;padding-bottom:1px}
.hub-tool:hover .ht-go{border-color:var(--gold)}
.wg{scroll-margin-top:96px}
/* ---------- cały zespół: przewijana galeria ---------- */
.tmx{margin-top:30px;background:#fff;border:1px solid #E7E1D3;border-radius:26px;padding:28px 0 22px;overflow:hidden;box-shadow:0 40px 90px -70px rgba(15,36,64,.6)}
.tmx-head{display:grid;grid-template-columns:1.2fr 1fr;gap:28px;align-items:end;padding:0 30px 22px}
.tmx-head h3{margin:6px 0 8px;font-size:clamp(22px,2.3vw,30px);line-height:1.15;color:var(--navy);letter-spacing:-.02em}
.tmx-head p{margin:0;color:#3E4A5C;font-size:15.5px;line-height:1.55}
.tmx-stats{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.tmx-stats li{background:#F6F3EC;border-radius:14px;padding:12px;font-size:12.5px;line-height:1.3;color:#3E4A5C}
.tmx-stats b{display:block;font-size:26px;color:var(--navy);letter-spacing:-.02em;line-height:1.05;margin-bottom:2px}
.tmx-view{position:relative;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent)}
.tmx-track{display:flex;gap:14px;width:max-content;padding:6px 0 10px;animation:tmx 110s linear infinite}
.tmx-view:hover .tmx-track,.tmx-view:focus-within .tmx-track{animation-play-state:paused}
@keyframes tmx{from{transform:translateX(0)}to{transform:translateX(calc(-50% - 7px))}}
.tm{flex:none;width:176px;text-decoration:none;color:inherit;display:flex;flex-direction:column;gap:2px;border-radius:18px;padding:8px;transition:background .25s,transform .25s}
.tm:hover{background:#F6F3EC;transform:translateY(-4px)}
.tm-ph{position:relative;display:block;aspect-ratio:4/5;border-radius:14px;overflow:hidden;background:#E9E4D8;margin-bottom:8px}
.tm-ph img{width:100%;height:100%;object-fit:cover;object-position:center 15%;filter:saturate(.92);transition:transform .6s cubic-bezier(.2,.8,.2,1),filter .3s}
.tm:hover .tm-ph img{transform:scale(1.05);filter:saturate(1.05)}
.tm-k{position:absolute;left:8px;bottom:8px;font-style:normal;font-size:10.5px;font-weight:800;letter-spacing:.04em;padding:4px 8px;border-radius:999px;background:rgba(255,255,255,.9);color:var(--navy)}
.tm-k.tm-adw{background:rgba(11,35,66,.85);color:#fff}.tm-k.tm-rp{background:rgba(213,174,85,.92);color:var(--navy)}.tm-k.tm-apl{background:rgba(255,255,255,.92);color:var(--navy)}.tm-k.tm-sup{background:rgba(46,125,140,.9);color:#fff}
.tm b{font-size:15px;color:var(--navy);line-height:1.25}
.tm-r{font-size:12.5px;color:var(--mute);line-height:1.35;min-height:34px}
.tm-go{font-size:12.5px;font-weight:700;color:var(--gold2);opacity:0;transition:opacity .2s}
.tm:hover .tm-go{opacity:1}
.tmx-note{margin:10px 30px 0;font-size:12.5px;color:var(--mute)}.tmx-note a{color:var(--navy);font-weight:700}
.p3-teamline{margin:14px 30px 0;padding-top:14px;border-top:1px solid #EEE8DC;font-size:14px;line-height:1.55;color:#3E4A5C}.p3-teamline b{color:var(--navy)}.p3-teamline span{display:block;font-size:12.5px;color:var(--mute);margin-top:2px}
@media(max-width:1000px){.tmx-head{grid-template-columns:1fr}.tmx-stats{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.tmx{padding:22px 0 18px;border-radius:20px}.tmx-head{padding:0 18px 18px}.tm{width:140px}.tmx-note,.p3-teamline{margin-left:18px;margin-right:18px}.tmx-track{animation-duration:90s}}
@media(prefers-reduced-motion:reduce){.tmx-track{animation:none}.tmx-view{overflow-x:auto}.tmx-track .tm[aria-hidden="true"]{display:none}}
/* ---------- Ludzie v4: stempel ekspercki ---------- */
.xp-head{max-width:720px}.xp-head .lede{color:#3E4A5C}
.xp{display:grid;grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr);margin-top:30px;background:#fff;border:1px solid #E7E1D3;border-radius:26px;overflow:hidden;box-shadow:0 50px 100px -70px rgba(15,36,64,.7)}
.xp-photo{position:relative;background:#1b1f26;min-height:460px}
.xp-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 14%}
.xp-photo::after{content:"";position:absolute;inset:auto 0 0 0;height:40%;background:linear-gradient(transparent,rgba(11,35,66,.45))}
.xp-seal{position:absolute;right:-26px;bottom:28px;width:118px;height:118px;z-index:2;filter:drop-shadow(0 14px 24px rgba(11,35,66,.45));animation:xpspin 40s linear infinite}
@keyframes xpspin{to{transform:rotate(360deg)}}
.xp-seal text:not([x]){font-family:inherit}
.xp-body{padding:34px 38px 30px 52px;display:flex;flex-direction:column;gap:10px}
.xp-tag{margin:0;font-size:12.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--gold2)}
.xp-body h3{margin:0;font-size:clamp(26px,2.6vw,36px);letter-spacing:-.025em;color:var(--navy);line-height:1.1}
.xp-role{margin:0;color:#3E4A5C;font-size:16px}
.xp-cred{list-style:none;margin:10px 0 4px;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.xp-cred li{border:1px solid #E7E1D3;border-radius:16px;padding:14px;background:linear-gradient(180deg,#FFFDF8,#F8F4EA)}
.xp-cred b{display:block;font-size:18px;color:var(--navy);letter-spacing:-.01em;margin-bottom:4px}
.xp-cred span{font-size:13px;line-height:1.4;color:#3E4A5C}
.xp-links{margin:0;display:flex;flex-wrap:wrap;gap:6px 18px}.xp-links a{font-weight:700;font-size:14.5px;color:var(--navy)}
.xp-contact{margin-top:auto;display:grid;grid-template-columns:56px 1fr auto;gap:14px;align-items:center;border-top:1px solid #EEE8DC;padding-top:18px}
.xp-contact img{width:56px;height:56px;border-radius:50%;object-fit:cover;object-position:center 18%;box-shadow:0 0 0 3px #fff,0 0 0 4px #E7E1D3}
.xp-contact span{display:block;font-size:12px;color:var(--mute)}.xp-contact b{display:block;color:var(--navy);font-size:16px}.xp-contact small{font-size:12.5px;color:var(--mute)}
.xp-tel{background:#0F2440;color:var(--gold);text-decoration:none;font-weight:800;font-size:17px;padding:10px 16px;border-radius:14px;text-align:right;line-height:1.2}.xp-tel small{display:block;color:#AFC0D2;font-weight:600;font-size:11.5px}
.xp-promise{list-style:none;margin:18px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.xp-promise li{padding:12px 14px 12px 40px;position:relative;font-size:13px;color:var(--mute);line-height:1.35}
.xp-promise li::before{content:"";position:absolute;left:12px;top:13px;width:18px;height:18px;border-radius:50%;background:#EFF6F1;box-shadow:inset 0 0 0 2px var(--green)}
.xp-promise li::after{content:"";position:absolute;left:18px;top:17px;width:5px;height:8px;border:solid var(--green);border-width:0 2px 2px 0;transform:rotate(45deg)}
.xp-promise b{display:block;color:var(--navy);font-size:14.5px}
#kancelaria .tmx{margin-top:26px}
@media(max-width:1000px){.xp{grid-template-columns:1fr}.xp-photo{min-height:0;aspect-ratio:4/3.4}.xp-seal{right:16px;bottom:-30px}.xp-body{padding:34px 22px 22px}.xp-cred{grid-template-columns:1fr}.xp-promise{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.xp-contact{grid-template-columns:48px 1fr}.xp-contact img{width:48px;height:48px}.xp-tel{grid-column:1/-1;text-align:center}.xp-promise{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.xp-seal{animation:none}}
@media(max-width:1000px){.xp-cred li{display:grid;grid-template-columns:auto 1fr;gap:4px 10px;align-items:baseline;padding:10px 12px}.xp-cred b{margin:0;font-size:15px}.xp-cred span{font-size:12.5px;line-height:1.35}}
.xp-cred span{display:block;line-height:1.4!important}
/* ---------- szybki kontakt ---------- */
.cb-hint{margin:14px 0 0;font-size:15px;color:#3E4A5C;display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.cb-dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(46,125,82,.15);animation:cbp 2s ease-in-out infinite}
@keyframes cbp{50%{box-shadow:0 0 0 7px rgba(46,125,82,.05)}}
.cb-link{border:0;background:none;padding:0;font:inherit;font-weight:800;color:var(--navy);cursor:pointer;border-bottom:2px solid rgba(213,174,85,.65)}
.cb-link:hover{border-color:var(--gold)}
.cb-center{display:block;margin:12px auto 0;font-size:14.5px}
.cb-card{display:block;width:100%;max-width:420px;text-align:left;margin-top:12px;background:#fff;border:1.5px dashed #D9CFB8;border-radius:16px;padding:14px 16px;font:inherit;cursor:pointer;transition:border-color .2s,background .2s}
.cb-card:hover{border-color:var(--gold);background:#FFFCF4}.cb-card b{display:block;color:var(--navy)}.cb-card span{display:block;font-size:14px;color:#3E4A5C;margin:2px 0 6px}.cb-card i{font-style:normal;font-weight:800;color:var(--gold2);font-size:14px}
.cb-ov{position:fixed;inset:0;z-index:120;background:rgba(11,35,66,.55);backdrop-filter:blur(3px);display:flex;align-items:center;justify-content:center;padding:16px}
.cb-ov[hidden]{display:none}
html.cb-lock{overflow:hidden}
.cb-box{position:relative;width:100%;max-width:460px;max-height:calc(100vh - 32px);overflow:auto;background:#fff;border-radius:22px;padding:24px 24px 20px;box-shadow:0 40px 100px -30px rgba(0,0,0,.5);animation:cbin .3s cubic-bezier(.2,.8,.2,1)}
@keyframes cbin{from{opacity:0;transform:translateY(16px) scale(.98)}}
.cb-x{position:absolute;right:12px;top:10px;width:36px;height:36px;border:0;background:#F1F3F6;border-radius:50%;font-size:20px;cursor:pointer;color:#4A5568}
.cb-who{position:relative;display:flex;align-items:center;gap:12px;margin-bottom:12px}
.cb-who img{width:52px;height:52px;border-radius:50%;object-fit:cover;object-position:center 18%}
.cb-live{position:absolute;left:40px;top:38px;width:12px;height:12px;border-radius:50%;background:var(--green);border:2px solid #fff}
.cb-who b{display:block;color:var(--navy)}.cb-who small{color:var(--mute);font-size:13px}
.cb-box h3{margin:0 0 6px;font-size:22px;line-height:1.2;color:var(--navy)}
.cb-sub{margin:0 0 14px;font-size:14.5px;line-height:1.55;color:#3E4A5C}
.cb-lab{display:block;font-weight:700;font-size:14px;color:var(--navy);margin:10px 0 6px}.cb-lab em{font-weight:500;color:var(--mute);font-style:normal}
.cb-box input[type=tel],.cb-box input[type=text]{width:100%;min-height:50px;border:1.5px solid var(--line);border-radius:12px;padding:0 14px;font:inherit;font-size:17px}
.cb-box input:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(213,174,85,.3)}
.cb-times{display:grid;grid-template-columns:repeat(4,1fr);gap:6px}
.cb-t{min-height:42px;border:1.5px solid var(--line);background:#fff;border-radius:10px;font:inherit;font-weight:700;font-size:13.5px;color:var(--ink2);cursor:pointer}
.cb-t.on{border-color:var(--navy);background:var(--navy);color:#fff}
.cb-chk{margin:12px 0 4px;font-size:12px;line-height:1.45}
.cb-err{margin:6px 0;color:var(--red);font-size:13.5px;font-weight:600}.cb-err a{color:var(--navy)}
#cbSend{margin-top:10px}
.cb-alt{margin:10px 0 0;text-align:center;font-size:13.5px;color:var(--mute)}.cb-alt a{color:var(--navy);font-weight:800}
.cb-nudge{position:fixed;left:20px;bottom:20px;z-index:90;display:grid;grid-template-columns:44px 1fr auto auto;gap:10px;align-items:center;max-width:440px;background:#fff;border:1px solid #E7E1D3;border-radius:18px;padding:10px 10px 10px 12px;box-shadow:0 24px 60px -24px rgba(15,36,64,.5);transform:translateY(140%);opacity:0;transition:transform .5s cubic-bezier(.2,.8,.2,1),opacity .3s}
.cb-nudge.show{transform:none;opacity:1}
.cb-nudge img{width:44px;height:44px;border-radius:50%;object-fit:cover;object-position:center 18%}
.cb-nudge b{display:block;font-size:14px;color:var(--navy)}.cb-nudge span{font-size:12.5px;color:var(--mute)}
.cb-nudge .btn{min-height:40px;padding:0 14px;font-size:14px}
.cb-nx{border:0;background:none;font-size:20px;color:var(--mute);cursor:pointer;width:28px}
.context-cta .cb-float{margin-right:6px}
@media(max-width:760px){.cb-ov{align-items:flex-end;padding:0}.cb-box{border-radius:22px 22px 0 0;max-width:none;animation-name:cbup}.cb-nudge{left:10px;right:10px;bottom:84px;max-width:none}.cb-times{grid-template-columns:1fr 1fr}}
@keyframes cbup{from{transform:translateY(40px);opacity:0}}
@media(prefers-reduced-motion:reduce){.cb-dot,.cb-box{animation:none}.cb-nudge{transition:none}}
/* przycisk „Oddzwońcie” w ciemnym pływającym pasku */
.context-cta .cb-float{background:rgba(255,255,255,.08);color:#fff;border:1.5px solid rgba(255,255,255,.55);box-shadow:none}
.context-cta .cb-float:hover{background:#fff;color:var(--navy);border-color:#fff}
.context-cta .cb-float::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:#3FBF7F;margin-right:8px;vertical-align:1px;box-shadow:0 0 0 3px rgba(63,191,127,.25)}
/* ---------- szybki kontakt v2 ---------- */
.cbi{margin-top:14px;max-width:520px;background:#0F2440;color:#DCE3EC;border-radius:20px;padding:18px;box-shadow:0 30px 70px -40px rgba(11,35,66,.8)}
.cbi-top{display:flex;gap:12px;align-items:center;margin-bottom:12px}
.cbi-av{position:relative;flex:none}.cbi-av img{width:48px;height:48px;border-radius:50%;object-fit:cover;object-position:center 18%;border:2px solid rgba(255,255,255,.25)}
.cbi-av .cb-live{left:36px;top:34px;border-color:#0F2440}
.cbi b{display:block;color:#fff;font-size:16.5px;line-height:1.3}
.cb-when{display:block;font-size:13px;color:#AFC0D2;margin-top:2px}
.cb-when.on::before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:#3FBF7F;margin-right:6px;vertical-align:1px;box-shadow:0 0 0 3px rgba(63,191,127,.25)}
.cbi-row{display:grid;grid-template-columns:1fr auto;gap:8px}
.cbi-row input{min-height:52px;border:0;border-radius:12px;padding:0 14px;font:inherit;font-size:17px;color:var(--ink)}
.cbi-row input:focus{outline:3px solid rgba(213,174,85,.6)}
.cbi-row .btn{min-height:52px;white-space:nowrap}
.cbi-note{margin:8px 0 0;font-size:12.5px;color:#9FB1C6}
.cb-when-pill{display:inline-block;margin:0 0 10px;font-size:12.5px;font-weight:700;color:#2E6B4A;background:#EFF6F1;border-radius:999px;padding:5px 10px}
.cb-when-pill:not(.on){color:#4A5568;background:#F1F3F6}
.cb-agenda{margin:0 0 6px;padding:0;list-style:none;counter-reset:cba;display:grid;gap:6px}
.cb-agenda li{counter-increment:cba;position:relative;padding-left:30px;font-size:14px;color:#2C3646;line-height:1.4}
.cb-agenda li::before{content:counter(cba);position:absolute;left:0;top:-1px;width:21px;height:21px;border-radius:50%;background:#FBF3DE;color:#7A5A14;font-weight:800;font-size:12px;display:flex;align-items:center;justify-content:center}
.cb-safe{margin:8px 0 0;text-align:center;font-size:12.5px;color:var(--mute)}
.cb-quote{margin:14px 0 0;padding:12px 14px;background:#F8F6F0;border-radius:12px;border-left:3px solid var(--gold)}
.cb-quote blockquote{margin:0;font-size:13.5px;font-style:italic;color:#2C3646;line-height:1.45}.cb-quote figcaption{margin-top:4px;font-size:12px;color:var(--mute)}
@media(max-width:560px){.cbi-row{grid-template-columns:1fr}}
html:not(.cb-open) .cb-live{background:#9AA5B4}
/* ---------- kontakt: jedna karta z Kają ---------- */
.kx{margin-top:18px;max-width:560px;background:linear-gradient(160deg,#0F2440 0%,#17345C 100%);color:#DCE3EC;border-radius:24px;padding:22px;box-shadow:0 40px 90px -50px rgba(11,35,66,.9);position:relative;overflow:hidden}
.kx::after{content:"";position:absolute;right:-60px;top:-60px;width:200px;height:200px;border-radius:50%;background:radial-gradient(closest-side,rgba(213,174,85,.22),transparent);pointer-events:none}
.kx-who{display:flex;gap:14px;align-items:center}
.kx-av{position:relative;flex:none}.kx-av img{width:64px;height:64px;border-radius:18px;object-fit:cover;object-position:center 18%;border:2px solid rgba(255,255,255,.18)}
.kx-av .cb-live{left:52px;top:52px;border-color:#0F2440}
.kx-who b{display:block;color:#fff;font-size:18px}.kx-who span{display:block;font-size:13.5px;color:#AFC0D2}
.kx-when{margin-top:4px;color:#DCE3EC!important;font-weight:600}
.kx-when.on::before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:#3FBF7F;margin-right:6px;vertical-align:1px;box-shadow:0 0 0 3px rgba(63,191,127,.25)}
.kx-q{margin:18px 0 10px;font-weight:700;color:#fff;font-size:16px}
.kx-row{display:grid;grid-template-columns:1fr auto;gap:8px}
.kx-row input{min-height:54px;border:0;border-radius:14px;padding:0 16px;font:inherit;font-size:17px;color:var(--ink)}
.kx-row input:focus{outline:3px solid rgba(213,174,85,.6)}
.kx-row .btn{min-height:54px;white-space:nowrap}
.kx-note{margin:8px 0 0;font-size:12.5px;color:#9FB1C6}
.kx-alt{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:16px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12)}
.kx-alt a{display:flex;gap:10px;align-items:center;padding:10px 12px;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);color:#fff;text-decoration:none;transition:background .2s,border-color .2s}
.kx-alt a:hover{background:rgba(255,255,255,.12);border-color:rgba(213,174,85,.6)}
.kx-alt svg{width:22px;height:22px;flex:none;color:var(--gold)}
.kx-alt b{display:block;font-size:14.5px}.kx-alt small{display:block;font-size:12px;color:#AFC0D2}
@media(max-width:560px){.kx{padding:18px;border-radius:20px}.kx-row,.kx-alt{grid-template-columns:1fr}}
/* ---------- YouTube Short: pływający widżet ---------- */
.ysw{position:fixed;left:20px;bottom:24px;z-index:85;transform:translateX(-130%);opacity:0;transition:transform .55s cubic-bezier(.2,.8,.2,1),opacity .3s}
.ysw.show{transform:none;opacity:1}
.ysw-open{display:flex;align-items:center;gap:12px;background:#fff;border:1px solid #E7E1D3;border-radius:20px;padding:8px 14px 8px 8px;cursor:pointer;font:inherit;text-align:left;box-shadow:0 24px 60px -24px rgba(15,36,64,.55);max-width:300px;transition:transform .2s}
.ysw-open:hover{transform:translateY(-3px)}
.ysw-th{position:relative;flex:none;width:58px;height:96px;border-radius:12px;overflow:hidden;background:linear-gradient(160deg,#17345C,#0B2342)}
.ysw-th img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transform:scale(1.4)}
.ysw-th::after{content:"";position:absolute;inset:0;box-shadow:inset 0 0 0 2px var(--gold);border-radius:12px}
.ysw-pl{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:30px;height:30px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 6px rgba(213,174,85,.3);animation:shxp 2.4s ease-in-out infinite}
.ysw-pl::after{content:"";position:absolute;left:11px;top:8px;border-left:10px solid var(--navy);border-top:7px solid transparent;border-bottom:7px solid transparent}
@keyframes shxp{50%{box-shadow:0 0 0 10px rgba(213,174,85,.08)}}
.ysw-t small{display:block;font-size:11px;font-weight:800;letter-spacing:.04em;color:#E0123A;text-transform:uppercase}
.ysw-t b{display:block;font-size:14px;line-height:1.3;color:var(--navy);margin-top:3px}
.ysw-x{position:absolute;right:-8px;top:-8px;width:26px;height:26px;border-radius:50%;border:1px solid #E7E1D3;background:#fff;color:#6B7686;font-size:15px;line-height:1;cursor:pointer;box-shadow:0 4px 12px -4px rgba(0,0,0,.25)}
.ysl{position:fixed;inset:0;z-index:130;background:rgba(6,14,28,.78);backdrop-filter:blur(4px);display:flex;align-items:center;justify-content:center;padding:16px}
.ysl[hidden]{display:none}
.ysl-box{position:relative;width:min(380px,calc((100vh - 140px)*9/16),100%)}
.ysl-v{aspect-ratio:9/16;border-radius:22px;overflow:hidden;background:#000;box-shadow:0 40px 100px -30px rgba(0,0,0,.8)}
.ysl-v iframe{width:100%;height:100%;border:0;display:block}
.ysl-x{position:absolute;right:-12px;top:-12px;z-index:2;width:38px;height:38px;border-radius:50%;border:0;background:#fff;font-size:22px;cursor:pointer}
.ysl-c{margin:12px 0 0;color:#DCE3EC;font-size:13px;line-height:1.5}.ysl-c a{color:var(--gold);font-weight:700}
@media(max-width:760px){.ysw{left:10px;bottom:84px}.ysw-open{padding:6px;border-radius:16px}.ysw-th{width:52px;height:84px}.ysw-t{display:none}}
@media(prefers-reduced-motion:reduce){.ysw{transition:none}.ysw-pl{animation:none}}
/* ---------- stopka v2 ---------- */
footer.fx{background:#0B1D36;color:#C9D3E0;padding:0 0 26px;margin-top:0;position:relative;overflow:hidden}
footer.fx::before{content:"";position:absolute;right:-180px;top:-180px;width:520px;height:520px;border-radius:50%;background:radial-gradient(closest-side,rgba(213,174,85,.12),transparent);pointer-events:none}
.fx a{color:#fff;text-decoration:none}
.fx a:hover{color:var(--gold)}
.fx-cta{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;margin:0 0 44px;padding:26px 30px;border-radius:0 0 24px 24px;background:linear-gradient(120deg,#13325A,#0F2440);border:1px solid rgba(255,255,255,.08);border-top:0}
.fx-cta b{display:block;color:#fff;font-size:clamp(19px,1.8vw,24px);letter-spacing:-.01em}
.fx-cta span{display:block;color:#AFC0D2;font-size:14.5px;margin-top:2px}
.fx-cta-b{display:flex;gap:10px;flex-wrap:wrap}
.fx-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.5);font:inherit;cursor:pointer}
.fx-ghost:hover{background:#fff;color:var(--navy)}
.fx-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:34px;padding-bottom:34px;border-bottom:1px solid rgba(255,255,255,.1)}
.fx-brand img{width:190px;height:auto;display:block}
.fx-brand p{margin:16px 0 18px;font-size:14.5px;line-height:1.6;color:#AFC0D2;max-width:36ch}
.fx-soc{display:flex;gap:8px}
.fx-soc a{width:38px;height:38px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);color:#DCE3EC;transition:background .2s,color .2s}
.fx-soc a:hover{background:var(--gold);color:var(--navy)}
.fx-soc svg{width:18px;height:18px}
.fx-h{margin:4px 0 14px;font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}
.fx ul{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:14.5px}
.fx ul a{color:#DCE3EC}
.fx-big{font-size:19px;font-weight:800;color:#fff!important}
.fx-mut{color:#8FA3BA;font-size:13.5px;line-height:1.5}
.fx-legal{padding:22px 0 6px;display:grid;grid-template-columns:2fr 1fr;gap:28px}
.fx-legal p{margin:0;font-size:12.5px;line-height:1.65;color:#8FA3BA}
.fx-legal b{color:#C9D3E0}
.fx-legal a{color:#DCE3EC;text-decoration:underline;text-decoration-color:rgba(213,174,85,.6);text-underline-offset:2px}
.fx-bot{display:flex;justify-content:space-between;gap:12px 24px;flex-wrap:wrap;padding-top:18px;margin-top:16px;border-top:1px solid rgba(255,255,255,.08);font-size:12.5px;color:#8FA3BA}
.fx-bot nav{display:flex;gap:6px 18px;flex-wrap:wrap}.fx-bot a{color:#C9D3E0}
@media(max-width:1000px){.fx-grid{grid-template-columns:1fr 1fr}.fx-brand{grid-column:1/-1}.fx-legal{grid-template-columns:1fr}}
@media(max-width:560px){.fx-cta{padding:20px;border-radius:0 0 18px 18px}.fx-cta-b{width:100%}.fx-cta-b .btn{flex:1;text-align:center;justify-content:center}.fx-grid{grid-template-columns:1fr;gap:24px}footer.fx{padding-bottom:90px}}
.fx-ghost{font-weight:800;font-size:16px}
@media(max-width:560px){.fx-cta-b{flex-direction:column}.fx-cta-b .btn{width:100%;white-space:nowrap;min-height:50px}}
/* ---------- typografia: bez wdów i sierot ---------- */
h1,h2,h3,.kick,.p3-sub{text-wrap:balance}
p,li,blockquote,figcaption,.lede{text-wrap:pretty}
.k,em.k{-webkit-box-decoration-break:clone;box-decoration-break:clone}
/* ---------- ocena Google w pierwszym ekranie ---------- */
.gbadge{position:relative;display:inline-flex;align-items:center;gap:8px;margin:0 0 14px}
.gbadge>a{display:inline-flex;align-items:center;gap:9px;padding:7px 14px 7px 12px;border-radius:999px;background:#fff;border:1px solid #E3E7EE;box-shadow:0 10px 26px -18px rgba(15,36,64,.45);text-decoration:none;color:var(--navy);transition:border-color .2s,transform .2s}
.gbadge>a:hover{border-color:var(--gold);transform:translateY(-1px)}
.gb-g{font-weight:800;font-size:15px;letter-spacing:-.01em;color:#3c4043}
.gb-stars{position:relative;display:inline-block;font-size:16px;letter-spacing:2px;line-height:1;color:#DADFE6}
.gb-stars::before{content:"★★★★★"}
.gb-fill{position:absolute;inset:0 auto 0 0;overflow:hidden;white-space:nowrap;color:#F5B301}
.gb-fill::before{content:"★★★★★"}
.gbadge b{font-size:15px;color:var(--navy)}
.gb-n{font-size:14px;color:#4A5568;font-weight:600}
.gb-i{width:20px;height:20px;border-radius:50%;border:0;background:#E9EDF2;color:#4A5568;font:700 12px/20px Georgia,serif;font-style:italic;cursor:help;padding:0}
.gb-tip{position:absolute;left:0;top:calc(100% + 8px);z-index:20;width:min(340px,86vw);background:#0F2440;color:#DCE3EC;font-size:12.5px;line-height:1.5;padding:10px 12px;border-radius:12px;box-shadow:0 20px 40px -20px rgba(0,0,0,.5);opacity:0;visibility:hidden;transform:translateY(-4px);transition:opacity .2s,transform .2s}
.gbadge:hover .gb-tip,.gb-i:focus+.gb-tip{opacity:1;visibility:visible;transform:none}
@media(max-width:560px){.gbadge>a{padding:6px 12px 6px 10px;gap:7px}.gb-g,.gbadge b{font-size:14px}.gb-n{font-size:13px}.gb-stars{font-size:14px}}
/* wyróżnienie drugiej części nagłówka */
.h1-acc{color:#9A6E15;background:linear-gradient(100deg,#9A6E15 0%,#B8862A 50%,#93670F 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
@supports not ((-webkit-background-clip:text) or (background-clip:text)){.h1-acc{-webkit-text-fill-color:currentColor}}
@media(max-width:1000px){.eh2 .gbadge{order:0}.eh2 .cb-hint{order:8}.eh2 .under{order:9}}
/* ---------- widżet: argument banku a ocena sądu ---------- */
.wg-arg .argx{border:1px solid var(--line);border-radius:14px;margin:8px 0;background:#fff;overflow:hidden}
.argx summary{list-style:none;cursor:pointer;padding:14px 44px 14px 16px;position:relative;font-weight:700;color:var(--navy);font-size:15.5px;line-height:1.4}
.argx summary::-webkit-details-marker{display:none}
.argx summary::after{content:"+";position:absolute;right:16px;top:12px;font-size:22px;color:var(--gold2);transition:transform .2s}
.argx[open] summary::after{transform:rotate(45deg)}
.argx-b,.argx-s{display:block;font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;margin-bottom:3px}
.argx-b{color:#B4553F}.argx-s{color:var(--green)}
.argx>div{padding:0 16px 14px;font-size:15px;line-height:1.55;color:#2C3646;border-top:1px dashed var(--line);padding-top:12px;background:#F7FBF8}
.argx[open]{border-color:#B9DDCE}
.wg-arg .argx summary{display:block!important;text-align:left;justify-content:initial}.wg-arg .argx summary::after{top:50%;transform:translateY(-50%)}.wg-arg .argx[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.wg-arg .argx summary::after{content:"+";transform:translateY(-50%)!important}.wg-arg .argx[open] summary::after{content:"−"}